Check with seller Affordable Medicare for All Explained Albuquerque NM

You might think the medicare plans labeled Part A, Part B, Part C, and Part D would be as easy as ABC… If only!

In this article, we try to reduce nearly 500 pages of legalese into some broad guidance and explain medicare for all. Read this article to understand the principles and to help you make choices.

Renewing or Enrolling for medicare plan for the first time, read on to explore your options. Make the most of your opportunity windows

Renewing Medicare plan? Now until Feb 28th
Turning 65? 3 months before and 3 months after your birth month
The AFFORDABLE CARE ACT embraces the Health Insurance needs of the entire US population.

Broadly speaking, the whole population benefits from preventative health programs e.g. immunization and emergency medical treatment.

The AFFORDABLE CARE ACT also ensures that Seniors (i.e. citizens aged 65 and over) and certain groups with defined life-limiting conditions at any age can be assured of the necessary life-sustaining medical and care support they need.

Medicare for all explained (parts A, B, C, and D)
1.) Medicare PART A
Essential hospital services
If you or your spouse have paid Medicare taxes for 10 or more years your Medicare Part A is premium free. Medicare Part A covers:

Emergency care
Hospitalization
Skilled nursing
Hospice care
Home health services
The deductible is $1316. Free hospital stays and skilled nursing facilities are limited to 60 and 20 days respectively and thereafter on a sliding scale.

If you have an incomplete record of Medicare taxes your premium will be between $225-$415 pm.

2.) Medicare PART B
Essential Doctor’s and medical costs
Visits to Doctor’s office
Laboratory services
Medical equipment
Mental health services
Outpatient and ambulatory (walk-in) services
Medicare Part B is a contributory plan. The standard premium (2020) is approximate $140 pm (but may be higher depending on income). You will pay less if you receive Social Security benefits. The average monthly payment is less than $110.

The deductible, i.e. the bills you pay in full before your plan comes into action, will be less than $200 (each contract period).

Your insurer will be responsible for 80% of further allowable expenses.

Sounds good: Medicare Plans A+B cover the essentials

But, in the event of a long-term hospital stay or an extended need for medication, prescription drugs or skilled nursing you could face life challenging costs.

The ACA (Obamacare) provides both security and choice.

Security comes from the Federal and State commitment to underwriting the cost of basic medical and health care. Health exchanges ensure that there is a competition between both insurers and provider networks.

The choice comes from the options to build on the ACA foundations to meet individual circumstances.

3.) Medicare PART C (aka Medicare Advantage)
Depending on your additional choices a Medicare Advantage Plan / Medicare Part C combines your Medicare A & Medicare B plans (at a lower premium!) and allows you to add protection according to your specific needs.

Medicare advantage plan may cost nothing but, depending on your choices, can provide the additional security you need for as little as $100 pm.

There are some limitations to medicare advantage plan

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